Institutional Forensics
What Aperture is For
Aperture Integrity Partners exists to put the conduct of self-funded health plan administration within reach of the people legally responsible for it — and then to act on what that examination reveals. We were assembled to do what the existing audit and consulting infrastructure has been structurally unable to do: examine plan administration without a relationship to protect, document what the disclosures concealed, and pursue the recovery of what plan sponsors were never told they lost. We do not end at the finding. We end at the resolution.
Our Mission
The Definitive Lens
To serve as the independent forensic lens for self-funded employer health plans — to surface what disclosure does not, to quantify what disclosure obscures, and to pursue the recovery of every loss our examination establishes.
Our Vision
Transparency as the standard. Not the exception.
A future in which the financial conduct of every self-funded plan administrator is documented to a standard that survives examination — by the fiduciary, by the regulator, and, where it comes to that, by the court. A future in which “the administrator told us so” is no longer the floor of plan governance.
Independence & Authority
Our independence is not a marketing position. It is the operating constraint our entire engagement model was built around. Every analysis we produce, every finding we deliver, every recommendation we make is free of the affiliations that quietly shape the work of every firm we compete with. When Aperture signs a finding, it carries the weight of having no relationship to protect.
Structural Integrity
Why independence matters here, specifically.
Most firms that audit, consult on, or advise on self-funded health plan administration sit within the very distribution chain whose conduct they are paid to examine. They share board seats with TPAs. They take referral arrangements from brokers. They earn revenue from carriers and PBMs through arrangements they are not always required to disclose. These relationships do not render a firm dishonest. They render it structurally incapable of telling the fiduciary the full story.
Aperture holds zero affiliations of any kind — no carrier, broker, TPA, or PBM relationships; no referral arrangements; no shared board seats; no revenue from any party whose conduct could ever appear in a finding.
This is the operating reason our findings drive resolution rather than reports. They hold up wherever they are taken, because no one paid us to soften them. And when a finding requires escalation — to the administrator, to the regulator, to formal proceedings — Aperture is the firm that takes it there.
The Practice
A small, deliberately limited team of forensic analysts, regulatory and ERISA specialists, and recovery practitioners. Every engagement is led, examined, and signed at the partner level.
Ebad Khan
Managing Partner
Ebad Khan is the Managing Partner of Aperture Integrity Partners, where he leads the firm's strategy, client engagements, and recoveries from first review through final resolution.
For more than a decade, Ebad has worked at the intersection of healthcare litigation, compliance, and complex payer recovery. As General Counsel of New Life Hospital, he helped pioneer some of the first legal challenges to cross-plan offsetting under ERISA, before moving into senior legal and compliance leadership and, later, Polsinelli's nationally recognized healthcare practice. In 2021, he took sole-counsel responsibility for nationwide commercial payer-recovery efforts against some of the country's largest insurers and self-funded employer plans — work that recovered more than $30 million in the first matter and, together with his subsequent effort at GS Labs, approached $45 million in the aggregate across both COVID-era recovery efforts. That litigation is also what surfaced the systematic payer practices Aperture is now built to expose.
Alongside Aperture, Ebad runs Ebad Khan Law, his Houston healthcare practice, and has been appointed a Special Assistant Attorney General for the State of Kansas. He brings that experience to Aperture's clients by building the legal strategy and recovery framework that help employers find, challenge, and recover the losses buried in their health plans.
Evan White
Partner
Evan J. White is a Partner at Aperture Integrity Partners, where he serves as the legal anchor for the firm's recovery practice. His career spans public service, private practice, and executive legal leadership, with extensive experience advising healthcare organizations through commercial, regulatory, and contractual disputes.
As General Counsel of City+Ventures, Evan directed legal strategy across a diverse portfolio of healthcare and operating companies while overseeing nationwide recovery efforts against insurance carriers. He developed the contractual, evidentiary, and litigation framework supporting multimillion-dollar payer disputes, working alongside executive and operational teams to advance successful recovery strategies. His experience provides a practical understanding of how healthcare dollars move, how insurers defend disputed payments, and where legal leverage can create meaningful opportunities for recovery.
Evan brings that perspective to Aperture’s clients, transforming complex legal and contractual issues into practical strategies that strengthen employers’ ability to protect and recover health plan assets.
Kirk Thompson
Partner
Kirk Thompson is a Partner at Aperture Integrity Partners, where he leads client relations and collections advocacy. He works closely with plan sponsors from initial engagement through final recovery, helping navigate complex payer disputes and maximize financial recoveries.
Kirk has negotiated and collected more than $100 million in disputed health insurance funds from Blue Cross Blue Shield organizations across more than 20 regions, UnitedHealthcare, and other national insurers. His experience combines business operations, legal strategy, and payer negotiations, aligning contractual, financial, and evidentiary considerations to drive successful recoveries. Before joining Aperture, he played a key leadership role in the rapid expansion of a national healthcare startup that grew to more than seventy locations and served 1.4 million patients.
Kirk brings that operational and negotiation experience to Aperture’s clients, serving as a trusted advocate who helps guide complex recovery efforts from initial review through successful resolution.
Jessica Thompson
Director of Operations
Jessica Thompson serves as Director of Operations at Aperture Integrity Partners, where she orchestrates the operational execution behind the firm’s recovery engagements. Her work bridges healthcare revenue cycle, payer recovery, data analysis, and legal operations, transforming complex claims and financial information into organized strategies that help employers recover healthcare dollars.
Prior to Aperture, Jessica played a key leadership role in nationwide healthcare reimbursement and recovery efforts involving some of the nation’s largest insurance carriers. She helped build the operational and data infrastructure supporting those initiatives, coordinated cross-functional legal, billing, and analytics teams, and participated directly in negotiating and resolving complex payer disputes. The systems and processes she helped develop supported recovery efforts exceeding $150 million in collections and negotiated recoveries.
Jessica brings that operational and recovery experience to Aperture’s clients by creating the structure, coordination, and execution needed to turn complex financial disputes into disciplined, data-driven recovery efforts.
The Forensic Covenant
“What gets disclosed is not what got spent. We do not stop at the finding — we stop at the recovery.”
The Aperture Protocol
Every engagement is governed by a small set of operating commitments that hold whether or not anyone is watching.
01
Objectivity Without Asterisk
Findings are driven by data, contract, and statute. No finding is ever softened, redirected, or withheld to preserve a third-party relationship — because no such relationships exist.
02
Discretion as Structure
Confidentiality is the structure of the engagement, not a courtesy of it. Information moves only where the client directs. Nothing leaves the engagement except by the client’s instruction.
03
Findings, Not Filler
Our deliverable is the finding and the evidence behind it. We do not pad engagements with industry overviews, methodology essays, or executive summaries that say in twelve pages what the finding says in one. A report is no longer than the decision it informs.
04
From Finding to Resolution
The audit and consulting industry stops at the report. Aperture does not. Every finding is pursued — directly with the administrator, through negotiated remediation, with regulators where the conduct warrants it, and through formal proceedings where it cannot be resolved otherwise. We act on behalf of the plan sponsor from first finding to final recovery. The engagement does not end at delivery. It ends at the resolution.
The conversation costs nothing. The exposure already does.
If the conduct of your plan administrator has ever raised a question your disclosures could not answer, the answer is in the data. Aperture will read it, document it, and where it warrants pursuit, pursue it.